Everything you need in a payment processor

Take  payments on the go 

Keep your business running smoothly, whether you’re on the road, at a job site or hosting a pop-up event. With on-the-go credit card processing you can securely accept your customers’ favorite way to pay, anywhere. Order a new handheld point of sale (POS) or mobile card reader from us, or integrate our software with your existing mobile solution.

Automate your billing and invoicing

Put more time back in your day and money in your pocket with automated paperless billing and invoicing. From simplifying subscription payments with weekly, monthly or quarterly management options to sending customizable invoices via pay by link, text or email, we help your accounting team save time and make paying easier than ever for your customers.

Get your money in seconds, not days

Forget waiting several business days for a credit card transaction to reach your bank account. Get access to the money you’ve earned in a snap with instant, same-day or next-day deposits.* Say goodbye to cash flow delays and never worry about cutoff windows again with 365 funding, including weekends and holidays.

Access 900+ ecommerce integrations

Keep cashing in even when your customers are on their couch. We make it easy to accept online credit card payments with ecommerce functionality that integrates directly into your online store for a seamless customer experience that’ll turn browsers into buyers. Plus, our prebuilt integrations for popular shopping carts, APIs and online business platforms make setup a breeze.

Cut costs with stress-free surcharging

Keep pricing and margins competitive by recouping credit card processing costs from your customers at checkout through a surcharge fee. That means you’ll avoid card brand fines while keeping pricing and margins competitive.

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No card? No problem. With Heartland, you can still make the sale. Turn any device into a virtual terminal and securely process credit card payments through your POS system, computer, mobile device or tablet even when the card isn’t present. Best of all? There’s no credit card reader, shopping cart or third-party payment gateway required.

Ditch the hardware with virtual terminal

No card? No problem. With Heartland, you can still make the sale. Turn any device into a virtual terminal and securely process credit card payments through your POS system, computer, mobile device or tablet even when the card isn’t present. Best of all? There’s no credit card reader, shopping cart or third-party payment gateway required.

Got a question?

 Global Payments Direct, Inc. is a registered ISO of Wells Fargo Bank, N.A., Concord, CA
Global Payments Direct, Inc is a registered ISO of PNC Bank, N.A., Pittsburgh, PA

Our merchants have a choice of convenient and flexible pricing plans suited to their business needs. Our flat rate pricing program* delivers the same flat rate across all transactions, while our interchange plus pricing model allows our merchants to pay the same transparent mark-up rate specific to every interchange type.

*Not all merchants or transactions will qualify for flat-rate pricing; additional fees may apply. Increases in assessments by card associations may apply.

Global Payments offers flexible contract commitments so you can plan for what best suits your business. You may choose between one-year, three-year and month-to-month contract terms.

To submit your payment processing application, you may be asked for the following:

  • Your industry category: further evaluation may be required if you're considered a "high-risk merchant"
  • How you plan to process transactions: online, over the phone, in person, etc.
  • Personal identification: ID card, driver's license or passport and business owner's social security number
  • Proof of business operation: bank statements, lease agreement, website, photos of inventory or company vehicle

The time it takes for a small business to receive funds from credit card transactions can vary depending on the processor, the type of transaction and the merchant's funding preference. Global Payments offers next-day funding and accelerated same-day funding.* If a merchant does not choose one of these funding options, they will generally receive their funds within 1-3 business days.

*Merchants on certain processing programs are not eligible for next-day funding; funding may be delayed by Global Payments Credit or Risk departments at any time.

Turn scattered systems into unified operations with tech built for SMBs

You'll be in good company

From iconic stadiums and enterprise chains to family-owned businesses, companies all over the country trust us with their payments.

Manage your small business with confidence

Run your small business with a modern payment system

  • Make it easy to take payments on the go with cloud-based point of sale software and handheld POS terminals.
  • Speed up checkout with fast, secure built-in payments — no card reader, shopping cart or third-party payment gateway required.
  • Track trends with real-time insights, and automate reporting, inventory management and employee scheduling.
Project Planning Get started

Balance your books and get paid faster

  • Use the QuickBooks® Online integration to put more time back in your day with automated paperless billing and invoicing.
  • Say goodbye to manual data entry and generate professional invoices in just a few clicks.
  • Create secure payment links for invoices and send them straight to your customers' phones via text, QR code or email.
Project Planning Get started

Scale your small business with flexible funding

  • Expand your business operations to meet growing demand with a small business loan or line of credit.
  • Access a wide range of funding options from our pool of over 75+ capital lenders.
  • Secure funding for your financing needs and get the working capital you need in minutes.
Project Planning Get started

Credit card payments

Debit card payments

Gift cards

Digital wallets

Mobile payments

QR codes

Checks and eChecks

Online payments

ACH

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Accept all the ways customers want to pay

Getting paid has never been easier. Enjoy fast, flexible card processing alongside all other payment types so you never miss a sale.

We're the industry experts

At Global Payments, we offer the reach of a worldwide partner with the specialized support of a local one. As a trusted Fortune 500 company with decades of experience, we help power your business — today and tomorrow.

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Quick, clear processing

Minimal
downtime

Secure
transactions

Lightning-fast funding

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Whether you’re starting up or scaling up, keep moving with future-forward payment solutions designed to fit every business model.

Because you deserve complete control of your small business with tailored solutions

Run your small business with a modern payment system

  • Make it easy to take payments on the go with cloud-based point of sale software and handheld POS terminals.
  • Speed up checkout with fast, secure built-in payments — no card reader, shopping cart or third-party payment gateway required.
  • Track trends with real-time insights, and automate reporting, inventory management and employee scheduling.
Sync Store

Balance your books and get paid faster

  • Use the QuickBooks® Online integration to put more time back in your day with automated paperless billing and invoicing.
  • Say goodbye to manual data entry and generate professional invoices in just a few clicks.
  • Create secure payment links for invoices and send them straight to your customers' phones via text, QR code or email.

Scale your small business with flexible funding

  • Expand your business operations to meet growing demand with a small business loan or line of credit.
  • Access a wide range of funding options from our pool of over 75+ capital lenders.
  • Secure funding for your financing needs and get the working capital you need in minutes.
Customer Loyalty

Processing fees starting at 2.6%

Plus 10¢ for in-person transactions

Tech built to work with the whole business

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Because every small business deserves big advantages

What solutions are you looking for?

Payment Processing
Invoicing and billing
Point of Sale System
Please select an option.

Why choose Global Payments?

…because every entrepreneur deserves their money in seconds, not days

Say goodbye to cash flow delays and never worry about cutoff windows again with 365 funding, including weekends and holidays.

…because every customer deserves to pay how they want

Customers expect a quick and easy checkout. From portable checkouts, mobile phone, smart watch, over-the-phone payments or on your website, we've got you covered.

…because every customer deserves secure processing

You can rest easy knowing your payments are protected with end-to-end encryption, fraud monitoring, tokenization and secure EMV® technology.

…because every experience deserves to be personalized

Built-in CRM tools make customer relationship management a breeze for sales associates, servers, managers and marketers.

Don't just take our word for it

“Global Payments has been so transparent, and it makes for a smooth and open and honest relationship, and we feel like it’s something that we can trust.”

“Global Payments is trustworthy, fast, reliable, and most of all offers everything you need!”

“The most impeccable thing about Global Payments has been just how easy it makes to process payments. The experience with Global Payments is wonderful.”

Get pricing

Processing fees starting at 2.6%

Plus 10¢ for in-person transactions

Fair and transparent from the start

Get started

Because every small business deserves big advantages